Loan Investment | Ellmer Group | frame conditions |
For an investor who is new to our group and network it may be a too big step of trust to invest in our business in form of a joint venture or equity.
Instead of explaining everything in detail to an investor (and do a lot of convincing on paper - what is not easy) it is sometimes just easier for both parties to limit a first engagement to a simple loan investment.
This means you give us a (small - lump sum) loan, we pay it back in 5-20 years (depends on agreement) and we pay you an interest rate of target: 3-7% per year for the funds. (depends on negociations)
We do not borrow money because we need a "bailout" we borrow money because we have lots and lots of opportunities to "put it to work" in great projects in an emerging economy - so it turns back much more than its interest rate.
Access to business opportunities is a sideeffect of our contact network (check on network)
40% of global revenue comes from investments in emerging countries (like Colombia)
It is a sideeffect of our network that great business opportunities turn up almost on a dayly base - So we can (and will) get funds to safe and profitable investments in big quantities… which works for both ourselfs and our investors.
When asking yourself how safe your money will be - check who we are…
| We do not borrow money on base of collaterals - if you lend us money we use it to build floating real estate in a setup where USD 1 input creates USD 100 return on investment. The structure in itself can at any point be sold and the loan paid back including the interests - this makes collaterals innecessary.
Base Conditions for a loan being acceptable from my side:
No upfront payment from my side will be required nor requested for processing and diligence.
Lean paperwork - if you can not get the loan conditions and contract on a single page - i am not interested in doing business with you. Do not waste our time by sending 20 page "applicant forms"...it will not happen.
No upfront sending of sensitive id documents etc... (my id is clear for everybody google it up - my id number will be on the final and only document...)
Direct and serious business communication only (do not pass me to a supervisor, do not put me to "commitee" do not make me fill out "preapproval forms", and all that nonsense that banks frequently do ...all this undermines the business case...in my world it is a straight forward business handshake in mutual agreement - or it will not happen...)
If you can not do it under the above conditions - do not waste our time...there is no business case.
Wilfried Ellmer | go to loan frame conditions